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The canon · Oversight · AIS-6.1

Describe where a human reviews or can override an AI system output before it reaches a consumer.

This is one of the twenty-five questions a carrier reviewer sends a vendor, in the words an examiner uses. Below it: the answers that make a reviewer stop on this item, derived by running Vaulith's rules engine on an estate that gets everything wrong, and the free questions that reach it.

What stops a reviewer here

One finding reaches this item.

Will escalateR-NO-HUMAN-OVERRIDE · degrades this item

No human review before a consumer outcome on MDL-001

The model can reach a consumer without a person able to review or override it first. This is the question a carrier asks earliest about anything touching claims or underwriting, because it decides whether the insurer or the vendor owns the outcome. An answer of no does not end a review, but it moves the conversation from your controls to their appetite, and that is a conversation held at a level you are not in the room for.

To fix: Put a person in the path, or document precisely where the boundary sits: which decisions are advisory, which are automatic, and what the reviewable population is. A reviewer can accept an automated path that is bounded and described. They cannot accept one that is neither.

How it is scored

Credit per verdict, times the weight.

A standard item carries weight 2. A pass earns 1.00 of it, a questioned answer 0.60, an escalated one 0.20 and a stop 0.00. An unanswered item earns nothing and still takes the citation penalty, so a profile cannot be improved by leaving an inconvenient question blank. The whole arithmetic is shown on the homepage and in every assessment.

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