Yes, it is recorded
No rule fires on this answer, for a model that influences a decision reaching a consumer. A reviewer moves on.
Free snapshot · question 4 of 9
Is that determination written down and approved?
We are asking whether the answer you just gave us exists on paper. A written determination names the person who decided that this system does or does not reach a consumer, states what that decision was based on, and says when it will be looked at again. A shared understanding across the team is not the same thing as a record.
Why a carrier asks
What the answer decides.
Reviewers probe the borderline cases, and a summariser feeding an adjuster’s decision is exactly one. If the reasoning is not written down they cannot see you already had the argument, so they have it with you instead.
What the engine does with each answer
Derived, not written.
Each outcome below was produced by running Vaulith's rules engine on that answer, for a model that influences a decision reaching a consumer. The same rules run in the paid assessment, on your whole estate, with the arithmetic shown.
Understood, not recorded
Will be questionedR-IMPACT-UNDOCUMENTED
Consumer-impact determination undocumented for the system you described
A conclusion was reached and never written down. A reviewer has no way to see the reasoning, and a system whose output a human reads before making a decision is precisely the borderline case they are trained to probe. "Probably right, undocumented" is the shape of answer that generates a follow-up call.
The examination items it touches
Where this lands in the questionnaire.
- AIS-2.2 For each AI system, state whether it affects a consumer outcome, who made that determination, and on what basis.NAIC AI model bulletin §2, consumer-impacting AI
- AIS-2.3 Describe the risk classification applied to each AI system and the criteria that place a system in the highest tier.NAIC AI Systems Evaluation Tool, high-risk model identification
Answer it about your own estate.
The snapshot asks this and eight more, in about ninety seconds, with nothing leaving your browser, and returns every finding with its reasoning and its remediation.